Our commercially focused service is built on many years of practice in banking law. We combine extensive industry knowledge with a breadth of legal experience.
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Patrick Keown| Partner, Head of Banking and Real Estate Finance
"Three colleagues meeting with one taking writing.
Howard Kennedy's Banking and Real Estate Finance team constitutes the firm’s core finance resource providing specialist advice on a broad range of banking and finance transactions.
Our skilled lawyers are experienced in advising clients on high value and/or complex UK and international financing transactions, involving senior and mezzanine, and private equity debt.
The team advise on all aspects of corporate lending, leveraged and investment grade financings (syndicated and bilateral), real estate and development finance, asset-based lending, fund finance, margin lending and specialist funding products.
In addition, we are an advisor to the European Commission on Blue Finance, providing strategic insights that are helping to shape policies that drive sustainable investment in marine ecosystems.
We deal with the full lifecycle of lending transactions, with specialist banking transaction lawyers preparing and negotiating the full suite of finance documentation, real estate finance lawyers preparing reports on title and certificates of title and jointly advising on recovery, insolvency and security enforcement.
Our lawyers are experienced in the drafting, preparation and negotiation of complex finance documentation, including the full suite of facility agreements, security documents and complex intercreditor agreements.
The team have in depth experience for assets across a wider variety of sectors and asset classes including but not limited to, real estate (commercial office, logistics, data centres, large scale residential, student accommodation, care homes, development projects, PBSA, care homes), corporate, art, emerging markets, ESG and sustainable finance.
Howard Kennedy is a member of the Loan Market Association, which ensures our lawyers keep abreast of changes in the market.
Our lender clients include Santander UK plc, Shawbrook Bank, Metro Bank plc, Octopus, Arbuthnot Latham, Bank of Beirut, Bangkok Bank, United Trust Bank, Cynergy Bank, Euro Bank, Handelsbanken, Rothschilds, and many of the UK's secondary and/or specialist lenders.
Advising a Bank: on £8.9m funding for the redevelopment of industrial and logistics premises in Milton Keynes and Maidstone and general capex purposes and the implementation of full hedging to mitigate the risk of interest costs.
Advising a Bank: on the refinancing of a portfolio of six purpose-built care homes across England and Scotland with an aggregate market value of approx. £112m. A total of circa 400 operational care beds will be provided.
Advised AIM-listed specialist quarried materials group SigmaRoc plc on the negotiation of cross-border funding facilities to partially fund its acquisition of CRH plc's European limestone quarry businesses overseas.
Advising a Bank: advised on a c.£45 million structured loan facility to refinance a portfolio of student and residential properties following a corporate restructure of the borrower.
Advising a Bank: Advised on the £16m financing to a propco/opco borrower structure who own and operate a prominent spa hotel in Buckinghamshire.
Advising an Investor: on a c.£7m term loan facility to a borrower group secured with bills of sale granted over an extensive fine art collection.
Goodwin Properties: advised on the £159 Million to refinance of five exceptional purpose-built student accommodation assets strategically located in key regional cities across the United Kingdom.
Represented a major London developer in relation to the restructure of its £172m term loan facility for the development of a mixed-use residential, PRS and commercial scheme.
Represented JV Partners, Southern Grove and Tadhamon Capital on their refinancing on three PBSA assets.
Our Team
Working closely with you, we'll find the best way to get you quickly and easily from where you are to where you want to be.
