Steven Clinning is a banking solicitor. As a seasoned ex-banker he has seen the finance industry from both sides during his 30 plus year career.  He is Head of the Banking & Real Estate Finance team. 

Steven's clients benefit from the extra experience he has having spent some of his career as a banker. He specialises in banking and finance law.

Steven manages transactions for both lenders and borrowers, moving lending opportunities from instruction through to completion in a smooth and efficient manner.

He advises clients on a wide variety of financing work, including property finance, corporate acquisitions, hotel finance, trading businesses, development finance, and asset finance.

Having worked in finance for over 30 years – with 12 of those years working in the finance sector for banks and lenders – Steven's experience of both sides of the industry is invaluable to clients as he brings an extra dimension to his advice. 

He works hard to ensure transactions get completed on time and in good order but also advises his lender and borrower clients to enable them to minimise their exposure to risk on a transaction.  

Steven aims to understand and anticipate his clients requirements and to develop longstanding relationships with all his clients. He always adopts a commercial and pragmatic stance on transactions, giving sensible advice in often complex matters.


Recent work
  • Acting for a lender in a £23m funding to enable the refinance and completion of a development site in Chiswick.
  • Acting for a lender in a £6m funding to enable the borrower to complete the acquisition of a company owning a hotel in Milton Keynes.  This was the fourth transaction for the same lender and same borrower acquiring hotels throughout England, with a total lend of over £20m.
  • Acting for a lender in a £10m funding of the acquisition of a potential development site in a joint venture structure with McAlpine.
  • Acting for a borrower in a transaction with a value of £33m involving the refinance of two backpacker hostels in London and a hostel in Amsterdam to fund the purchase of a site in Portugal. 
  • Steve is listed as a key lawyer for Property Finance by Legal 500 2020.
  • Steve was part of the of Banking and Real Estate Finance team who won Best Bridging Partner at Bridging & Commercial Awards 2018. 
Did you know
Steven’s great grandfather was the first professional goalkeeper for Blackpool Football Club. Unfortunately, Steve inherited none of his great grandfather’s footballing ability. 


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